| Lake Norman Blog |
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Thursday, 12 April 2007
Open House Schedules for April 2007:
MLS#644556 -302 Lakeview Shores Loop / Mooresville, NC 28117 is scheduled for the following dates and times:
4/13/07 (2-4)pm /Held by Cheryl Coughlin
4/14/07 (2-4)pm /Held by Carole Gibbons
4/15/07 (2-4)pm /Held by Mary Christensen
MLS#662142 -6320 Savannah Grace Ln / (Cashion Woods)Huntersville, NC 28078 is scheduled for the followings dates and times:
4/14/07 (2-4)pm /Held by Suzanne Lindros
4/28/07 (2-5)pm /Held by Mary Ann West
4/29/07 (2-5)pm /Held by Mary Ann West
Thursday, 12 April 2007
| QUICK RATES - APRIL 11, 2007 |
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| Traditional Conforming Conventional |
Orig |
Disc Pts |
Rate |
APR |
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| 30 yr fixed conf conv to 95% (Traditional Conventional Loan) |
1% |
0 |
6.000% |
6.136% |
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| 15 yr fixed conf conv to 95% (Traditional Conventional Loan) |
1% |
0 |
5.625% |
5.854% |
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| Conventional Interest Only (10-year IO period) |
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| 30-year fixed to 95% LTV (if > 90%, 680+ FICO required) |
1% |
0 |
6.250% |
6.377% |
Rate remains the SAME for 30 years |
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| Stated Income/Stated Asset |
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| 30-year fixed to 95% (requires 730+ FICO) |
1% |
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6.000% |
6.140% |
Primary residence OR second/vacation home! |
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| No PMI (LPMI) Loans |
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| 95% 30 year fixed conf conventional |
1% |
0 |
6.250% |
6.399% |
This is ONE fixed rate loan - no income restrictions! |
| 90% 30 year fixed conf conventional |
1% |
0 |
6.125% |
6.273% |
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| Government Loans |
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| FHA 30-year fixed (97% LTV) |
1% |
0 |
6.000% |
6.338% |
FHA limit (Meck/Ired/Cataw/Linc) = $200,160! |
| VA 30-year fixed (100% LTV) |
1% |
0 |
6.000% |
6.134% |
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| My Community 100% |
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| 30-year fixed fully amortizing conventional loan |
1% |
0 |
6.250% |
6.399% |
Great for first time homebuyers! |
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| Jumbo Loans ($417,001-$650,000) |
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| Full doc to 90% LTV w/ 680+ FICO |
1% |
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6.250% |
6.386% |
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| Loans over $650,000 call for rate |
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| Other Available Loan Types: Alt-A Stated (SIVA & SISA), No Ratio, No Doc, ARMs, |
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| Manuf. Home Loans, Construction-Perm, Renovation, Lot Loans, 2nd Mortgages |
| & HELOCs, Super Jumbos to $4 Million, Commercial Loans from $50,000 to $1 Million |
| CALL FOR DETAILS! |
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Sharon "Shari" Casini Averette, Senior Loan Officer |
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704.488.3943 Mobile 704.895.1088 ext 27 Office 704.895.2414 Fax |
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saverette@ffsmortgages.com |
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FIRST FINANCIAL SERVICES, INC. |
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"For Superior Customer Service on all of your Real Estate Transactions" |
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| First Time Homebuyers - High Net Worth Borrowers - Self Employed Borrowers - Investors - Purchase or Refinance |
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| This information is being provided for general information purposes and is intended only for use by real estate professionals. The above rates are based upon purchase money mortgages |
| w/ escrows, for detached stick built single family primary residences in NC, loan amounts of $166,250 and minimum FICO of 620 unless otherwise stated. Rates, terms and programs are available |
| for other property types, occupancies, loan amounts, loan-to-values, credit bands, etc. All rates, terms and programs are subject to change without notice. Final APRs will vary by |
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| investor used. FFSi has been a licensed Mortgage Lender and Mortgage Broker for 16 years. FFSi represents many major lenders and investors, which allows for aggressive pricing and |
| and a comprehensive selection of mortgage options. If you do not wish to receive this email, please reply with the word unsubscribe in the subject line. |
Thursday, 05 April 2007
| QUICK RATES - APRIL 4, 2007 |
| Traditional Conforming Conventional |
Orig |
Disc Pts |
Rate |
APR |
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| 30 yr fixed conf conv to 95% (Traditional Conventional Loan) |
1% |
0 |
6.000% |
6.134% |
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| 15 yr fixed conf conv to 95% (Traditional Conventional Loan) |
1% |
0 |
5.875% |
6.116% |
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| Stated Income/Stated Asset Conforming Conventional |
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| Stated Income/Stated Asset to 95% 700+ FICO - 30 yr fixed |
1% |
0 |
6.000% |
6.146% |
Yes, this is the same as the Full Doc! |
| Stated Income/Stated Asset to 90% 680-699 FICO - 30 yr fixed |
1% |
0 |
6.125% |
6.273% |
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| No PMI (LPMI) Single Lien Options |
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| 95% 30 year fixed conf conventional |
1% |
0 |
6.375% |
6.630% |
This is ONE fixed rate loan |
| 90% 30 year fixed conf conventional |
1% |
0 |
6.250% |
6.399% |
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| Government Loans |
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| FHA 30-year fixed (97% LTV) |
1% |
0 |
6.000% |
6.135% |
Seller can pay up to 6% of buyer's closing costs and prepaids! |
| VA 30-year fixed (100% LTV) |
1% |
0 |
6.125% |
6.256% |
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| Jumbo Loans ($417,001-$650,000) |
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| Full doc to 90% LTV w/ 680+ FICO |
1% |
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6.250% |
6.386% |
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| Loans over $650,000 call for rate |
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Sharon "Shari" Casini Averette, Senior Loan Officer |
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704-488-3943 Mobile 704-895-1088 ext 27 Office |
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saverette@ffsmortgages.com |
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FIRST FINANCIAL SERVICES, INC. |
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For Superior Customer Service on all of your Real Estate Transactions |
|
|
|
|
| This information is being provided for general information purposes and is intended only for use by real estate professionals. The above rates are |
| based upon purchase money mortgages w/ escrows, for stick built owner occupied primary residence, detached single family residences in NC |
| with loan amounts of $166,250 unless otherwise stated. Rates, terms and programs are available for other property types, occupancy, loan amounts, |
| credit bands, etc. All rates, terms and programs are subject to change without notice. We represent many major investors. Final APRs will vary |
| by investor used. If you do not wish to receive this email, please reply with the word unsubscribe in the subject line. |
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Monday, 02 April 2007
There is an Open House scheduled for 302 Lakeview Shores Loop (MLS# 644556) on Sunday, April 15th from 2 to 4 p.m. Mary Christensen will be the agent holding the open house.
We also have new Lake Norman real estate listing to announce!
21107 Norman Shores Drive, Cornelius, NC 28031 (MLS# 665630) -- $924,900/5 beds & 3.5 baths on 0.56 acres waterfront lot with fenced backyard. Master on the main floor along with the laundry room. 2-car attached garage.
Updates on additional listings include:
- 223 Twain Ave was reduced to $329,900 (MLS# 646522)
- 302 Lakeview Shores Loop has upgraded the downstairs hardware and fixtures (MLS# 644556)
For more information on these listings in the Lake Norman area, contact Christy Walker & Associates, Allen Tate Realtors at 704-896-5177 or 704-201-3962.
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